Quick and simple application process.
Instant credit decisions.

Get the purchasing power you need so you can buy what you want today.
Click on the link below or stop into our store and apply for the financing option that best meets your needs.

Financing via Synchrony and Snap Finance is available for IN-STORE purchases only.
Affirm is for ONLINE purchases only.

For your convenience, Raley's Home Furnishings offers special financing available on purchases made with your Raley's Home Furnishings Credit Card. See store for details. 

With Snap Finance, you can purchase quality home furnishings from Raley's Home Furnishings today and pay later with flexible monthly options. No credit needed to get approved and Snap offers 100 days cash payoff option. Get started by filling out this easy online application and receive an answer in seconds. Once approved, you can start shopping at Raley's Home Furnishings right away!

Make online purchases with Affirm Financing! Buy with Affirm and pay in easy, fixed monthly payments. Once approved, you can start shopping on the Raley's Home Furnishings website right away!